Texas Renters Insurance
Select a superior Texas renters insurance policy with the help of Gary Pollard Insurance Group.
If you rent your home, whether it is an apartment, house, condo, or duplex, you can protect your space and possessions with renters insurance. Texas renters insurance policies protect you in unfortunate situations where you are effected by fire, theft, water damage, and other circumstances beyond your control. Gary Pollard Insurance Group will help you determine how extensive your renters insurance policy should be.
Renters insurance in Texas is very similar to homeowners insurance, it is simply focused on people who rent their home instead of own it. Even if your landlord or property manager has insurance for your home, that does not mean your assets are covered. Your landlord’s policy covers the property as a whole, but your belongings remain your responsibility. Some landlords will actually require you to carry Texas renters insurance if you are living on their property.
Renters insurance in Texas generally covers:
- Personal Property – like your furniture, electronics, and clothing.
- Personal Liability – in the event that someone is injured.
- Damage to Your Apartment – if the damage is caused by a covered loss.
Texas renters insurance can help you replace valuables that have been lost or stolen. A renters policy provides coverage for your valuables in the event that fire, smoke, lightening, vandalism, theft, explosion, windstorm, and water damage from plumbing occurs. Also, if you are forced out of your rented home due to a disaster, additional living expenses you may incur- like hotel bills, temporary rentals, and restaurant meals – are covered by renters insurance. Texas insurance agency, Gary Pollard Insurance Group, has your renters insurance solution.
Renters insurance also provides coverage for those who may be injured at your home, or elsewhere, by you, a pet, or a family member. In the event of a law suit, a renters policy will also cover your legal defense fees if you end up in court.
There are many options to consider when selecting Texas renters insurance. Contact Gary Pollard Insurance Group today for more information!
